The Debt Detox Academy
Restore your finances back to health so that you can start building wealth.
What is a Debt Detox?
What is a Debt Detox?
A Debt Detox is the process of eliminating debt in order to restore your finances back to health.
The purpose of a debt detox is to take back control over your finances & your life! You will go from working for money, so that money can start working for you!
Here is what happens when you go on a debt detox:
- Increase Your Financial Margin: You keep more of your pay check each month instead of paying it over to debtors.
- Increase Your Joy & Peace: You stress less about money and can enjoy more peace & freedom in your life!
- Increase Your Power to Invest: With more money left after paying bills, you can start building generational wealth through investing!
What is the problem
with Debt?
Research shows that most South Africans spend between 50%-66% of their take home-pay on debt repayments every month! According to industry standards, if you spend more than 40% of your monthly income on debt, it’s time to consider a debt detox!
Why ?
- Wealth Destruction - if debt is not well-managed it can become the master of wealth destruction. Instead of receiving compound interest on investments, you are paying compound interest on your debt.
- Stress & Anxiety - the stress & anxiety that comes with too much debt impacts your emotional, mental & physical wellbeing.
- Relationship Strain - research shows that financial issues are one of the leading causes of divorce! Money issues can also strain relationships with family and friends.
- Poor Work Performance & Low Productivity - the stress that comes with debt can impair your focus and the quality of the work you produce.
What is the Debt Detox Academy?
What is the Debt Detox Academy?
The Debt Detox Academy is a one of a kind course & coaching program that helps you heal your finances by getting out of debt as fast as possible, so that you can start building wealth.
The Debt Detox Academy’s uniqueness is in the holistic nature of our work. We do more than give you a plan to help you get out of debt, we give you the skills and awareness to help you change how you do money forever!
The Debt Detox Academy provides coaching in 3 areas of competence:
MINDSET
Uncover & gain the skills to overcome the money mindset issues that have contributed to your debt problem!
HEARTSET
Uncover how your emotional health has contributed to your money issues and learn how to do the work to heal your heart & manage your emotions!
SKILLSET
Co-create a personalised debt repayment strategy to help you get out of debt as fast as possible, and learn money management skills to create a new financial future!
Why You Should Join
The Debt Detox Academy
Personalised Debt Detox Strategy
Holistic Financial Coaching Long Term Success
Fast-track Your
Debt-Free Journey
Accountability & Support
Holistic Financial Coaching for lasting success!
Save You Money by Paying Less Interest
Increased Financial Peace & Confidence
Watch a Free Training:
Learn how to put together a
Debt Repayment Strategy
Learn the steps to putting together your own financial strategy and see the power of choosing a debt repayment strategy in place!
Who Should Join
The Debt Detox Academy?
Who Should Join
The Debt Detox Academy?
If you are tired of
- Living Pay-check to Pay-check.
- Taking Payday loans - borrowing money and promising to pay it back at the end of the month.
- Being financially overcommitted that you use debt to bridge the gap.
- Your salary being a lifestyle support system - it pays bills and other expenses but its not enough for you to save, investment and spoil yourself.
- Being afraid to answer unknown phone numbers because you are avoiding your creditors.
If you want to
- Become debt-free so you can have more room in your budget to save, invest and enjoy life.
- Afford the things you want without guilt and without needing to borrow.
- Build generational wealth & change the financial narrative of your family and community.
- Use your wealth to make a meaningful impact in the world and to give to things you care about.
- Enjoy peace and confidence around money
What Others Had to Say
Testimonials
farai
diana
mpho
“I enjoyed the long-term, holistic approach on dealing with debt, it felt like I wasn’t simply gaining skills in managing money, but also personally working on myself, dealing with the root of the cause, which will benefit me not just in the moment, but in the long run as well. I also enjoyed having Lelo there to keep me accountable and encourage me, offering me a safe space where I could trust her and be fully transparent in the good and bad times.”
"Hi Lelo! I just wanted to thank you for the course. I have managed to pay off my overdraft and cancel my credit cards. These are things I was dragging with me for no specific reasons apart from enjoying the short term benefits.
Just wanted to share that with you!"
“I definitely recommend Lelo's work! Within a period of 8 months there has been such a big change in my finances. I have managed to eliminate most of my debt using the strategies she provided.
When I started working with Lelo, I wasn't coping financially. And now I am well on my way to becoming debt free!
One of the things I have changed my life, is how Lelo helped me see the relationship between emotions and money, and that has helped me do life differently!”
Join The Debt Detox
Academy
Gain the skills to get out of debt & to heal your finances forever!
A 6-weeks online course designed to give you the steps to get out of debt & heal your finances
What it includes:
- The Debt Detox Course - 6 video lessons to watch at own pace
- A Debt Detox Workbook with reflection questions & exercises
Bonus:
- Money Management Guide
- Free Financial Goal setting Template
One Time Payment
R499.99
A 12 months coaching program designed show you how to overcome debt & heal your finances, while giving you the accountability and coaching to help you reach your goals!
What it includes:
- The 6 Part Debt Detox Course
- The Debt Detox Workbook
- A personalised Debt Repayment Strategy with a monthly action plan & progress tracker
- 3 x one-on-one coaching sessions with Lelo to complement the video lessons
Bonus:
- Access to The Debt Detox Community for 12 months for group accountability & monthly check-ins with Lelo
- Additional Money Management Tools & Guides
One Time Payment
R1799.99
Please note that no refunds are accepted and all sales are final!
What’s in the course?
What’s in the course?
The Debt Detox Course
PART 1: DIAGNOSING THE PROBLEM
Lesson 1:
Financial Awareness Awakening
Assess your current
financial situation & gain
clarity on what isn’t
working & why
Lesson 2:
Money Soundtracks
Awareness
Explore your thoughts,
beliefs, attitudes towards
money and discover how
they have shaped your
financial decisions
Lesson 3:
Emotional Wealth Awareness
Understand how emotional
health impacts your
finances & identify your
personal emotional barriers
to financial success
PART 2: HEALING YOUR FINANCES
Lesson 4:
Financial Vision Crafting
Define a vision for your
ideal wealthy life & set
attainable financial goals
that support your vision
Lesson 5:
Debt Detox
Blueprint
Create a personalised
debt repayment strategy
that helps you eliminate
debt as fast as possible
Lesson 6:
Money Management Mastery
Learn the skills to manage your money so that you can create a new financial future.
The Debt Detox Digital Workbook
Bonus
Bonus
Money Management Guides & Templates
Meet Your Course Instructor & Coach
Hi, I’m Lelo!
A few years ago, I found myself in debt, living paycheck to paycheck, with my bank
account feeling like a revolving door—money left as quickly as it came in. Despite
my qualifications—a Bachelor of Economic Science from Wits University and
Actuarial Board Exams from the Institute & Faculty of Actuaries in London—I
struggled to manage my finances effectively.
It wasn’t until I started observing my financial behaviors that I realized something
deeper was at play. As a young, black South African woman from one of
Johannesburg’s poorest communities, and one of the first in my family to be
educated, I carried a lot of “survivor’s guilt.” I gave beyond my means, burdened
by the feeling that I owed something to those who hadn’t made it as far. Add to
that some unprocessed childhood trauma, and I was caught in cycles of people-
pleasing, codependency, and seeking approval from others.
As I worked on my emotional health and mindset around money, my financial
situation improved. I paid off my debt, started saving and investing, and going on
vacations without the use of credit! My journey has taught that true financial
transformation requires more than just financial literacy & skills —it needs a
healthy heart and mind. There is no such thing as financial transformation without
personal transformation!
Now, through Wisdom for Wealth - it’s my passion to help others achieve the same
financial transformation! I hope you will allow me the opportunity to come alongside you and help you transform your finances!
Lots of Love,
Lelo Mashatile.
Still not sure if the Academy is for you?
BOOK A FREE DEBT DETOX COACHING SESSION WITH ME
This is a free financial coaching session and there is no pressure to join the Debt Detox Academy. Just hop on a call and lets chat, make sure to bring your favourite beverage to the chat !