Our Founder
Hi there, I’m Lelo!
A few years ago, I found myself in debt, living paycheck to paycheck, with my bank account feeling like a revolving door—money left as quickly as it came in. Despite my qualifications—a Bachelor of Economic Science from Wits University and Actuarial Board Exams from the Institute & Faculty of Actuaries in London—I struggled to manage my finances effectively.
It wasn’t until I started observing my financial behaviors that I realized something deeper was at play. As a young, black South African woman from one of Johannesburg’s poorest communities, and one of the first in my family to be educated, I carried a lot of “survivor’s guilt.” I gave beyond my means, burdened by the feeling that I owed something to those who hadn’t made it as far. Add to that some unprocessed childhood trauma, and I was caught in cycles of people-pleasing, codependency, and seeking approval from others.
As I worked on my emotional health and mindset around money, my financial situation improved. I paid off my debt, started saving and investing, and going on vacations without the use of credit! My journey has taught that true financial transformation requires more than just financial literacy & skills —it needs a healthy heart and mind. There is no such thing as financial transformation without personal transformation!
Now, through Wisdom for Wealth - it’s my passion to help others achieve the same financial transformation!
Our Calling
Our mission is to help as many people as possible increase their wealth & their wellness, so that they can live on purpose.
Whether we know it or not, our presence on this earth has purpose. And so many people live distracted lives, either chasing money or working for money, that we can be ignorant of the contributions we are called to make in our families & communities.
Our mission is to help people create lives of wealth & abundance, so that they can use their wealth & wellness to transform their families & communities.
Our Signature System
the unique holistic framework we use to deliver wealth & wellness
PREPARATION FOR FOR FINANCIAL TRANSFORMATION
Debt Detox Blueprint Crafting
Financial Awareness Awakening
Financial Vision Crafting
MINDSET MASTERY
Unveiling Your Money Story
Money Mindset Makeover
Core Belief Breakthrough
HEARTSET MASTERY
Emotional Wealth Awareness
Relational Mastery
Emotional Mastery
SKILLSET MASTERY
Make It:
Income Elevation Mastery
Multiply It:
Investment
Mastery
Manage It:
Money Management
Mastery
Our signature Financial Transformation System is informed by the core belief that the financial decisions that people make are only as good as the people making them.Therefore, true & sustainable financial transformation cannot exist without personal transformation.
How the System Works
Phase 1:
Preparation for Financial Transformation
The purpose of this preparation phase is to gain financial awareness, gain clarity on our dreams and goals for the furture and then to create a plan to get out of debt as fast as possible.
Financial Awareness Awakening
Assess your current financial situation & gain clarity on what isn’t working & why
Financial Vision Crafting
Define a vision for your ideal wealthy life & set attainable financial goals that support your vision
Debt Detox Blueprint
Crafting
Create a personalised debt repayment strategy that helps you eliminate debt as fast as possible
Phase 2:
MINDSET MASTERY
The purpose of this phase is to uncover and heal the mindsets that have been hindering your financial success!
Money Soundtracks Awareness
Explore your thoughts, beliefs, attitudes towards money and discover how they have shaped your financial decisions
Core Belief Breakthrough
Challenge faulty money beliefs & learn to replace them with empowering ones that support your financial success
Money Mindset Makeover
Learn tools & techniques to reprogram your money mindset so that you can have a healthier relationship with money.
Phase 3:
heartSET MASTERY
The purpose of this phase is to uncover & overcome the emotional wounds & triggers that have been derailing the financial success that you desire!
Emotional Wealth Awareness
Understand how emotional health impacts your finances & identify your personal emotional barriers to financial success
Emotional Wealth Mastery
Learn new ways to nourish & protect your emotional wellbeing so you can stop sabotaging your finances
Relational Wealth Mastery
Develop the skills to manage and nourish healthy relationships that support your financial growth.
Phase 4:
skillSET MASTERY
The purpose of this phase is to give you the financial skills you need to make, manage and multiply your money so that you can build wealth.
Make it:
Income Elevation Mastery
Discover strategies to increase your income through entrepreneurship
Learn to set up a money management system that helps you manage your money and track your expenses
Manage it:
Money Management Mastery
Understand various asset classes and how to get start investing on your own.
Multiply it:
Investment Mastery
What others had to say
Client feedback
FaraI
“I enjoyed the long-term, holistic approach on dealing with debt, it felt like I wasn’t simply gaining skills in managing money, but also personally working on myself, dealing with the root of the cause, which will benefit me not just in the moment, but in the long run as well. I also enjoyed having Lelo there to keep me accountable and encourage me, offering me a safe space where I could trust her and be fully transparent in the good and bad times.”
mpho
" I definitely recommend Lelo's work! Within a period of 8 months there has been such a big change in my finances. I have managed to eliminate most of my debt using the strategies she provided.
When I started working with Lelo, I wasn't coping financially. And now I am well on my way to becoming debt free!
One of the things I have changed my life, is how Lelo helped me see the relationship between emotions and money, and that has helped me do life differently!"
DIANA
"Hi Lelo! I just wanted to thank you for the course. I have managed to pay off my overdraft and cancel my credit cards. These are things I was dragging with me for no specific reasons apart from enjoying the short term benefits.
Just wanted to share that with you!"
thembi
Thank you for bravely following God's purpose for your life. Your insights shed light on a topic that many find uncomfortable. Your vulnerability , consistency, and time are truly appreciated. Each episode has shared essential financial wisdom that has truly changed lives including my own. I managed to pay off my credit card last year, oh what relief it has been. Often, we overlook the significant amount spent on interest rates and hidden fees. Though they may seem insignificant individually, collectively, they amount to a considerable sum. Your podcast started at a time when I was pondering financial matters, and I gained more than I expected from each episode. The way you address complex topics with clarity and honesty is truly refreshing. Your podcast serves as a beacon of hope for those navigating financial challenges, offering practical solutions and valuable advice. For that thank you and keep going, you are a blessing. "
Ways to work with us
Ways to work with us
Individuals
The Debt Detox
Academy
Course + Coaching
The Debt Detox Academy is the home of our bespoke course & coaching program that is designed to help you to get out of debt as fast as possible so that you can build wealth.
The Wisdom for Wealth Signature System is used give you a financial transformation by helping you uncover & overcome the mindsets, heartsets & financial skills that are in the way of your financial success.
The Wealth Circle
Community
Group Coaching & Community
The Wealth Circle is our membership community where we meet monthly for a wealth & wellness masterclass and group coaching.
The community is focused on the continuous improvement of the Mindset, Heartset & Skillset required to increase your wealth & wellness!
All of this is done in the context of a likeminded community that is looking to create lives of abundance & joy!
Ways to work with us
Groups & Institutions
Financial Transformation Conversations with Lelo
Seminar
Are you an employer, a community or some type of group looking to empower your people to transform their finances?
The Financial Transformation Conversation with Lelo is a transformative and eye-opening conversation where in just 90 minutes Lelo will help you unpack the greatest barriers to your financial success and how you can overcome.
Lelo makes use of her own personal experience, her 10 years professional experience in financial services & employee benefits, and her unique skillset to help your group understand the holistic financial success.
coming soon
Employee Financial Wellness Partnership
Corporate Partnership
Are you a corporate looking to improve your Employee Value Proposition so that you can attract and retain quality talent ? Are you looking to provide your employees with an exceptional employee experience that makes them want to stay with you
Wisdom for Wealth Corporate Solutions partners with employer groups to co-create holistic employee financial wellness programs that are tailored to your employees.
Our team provides financial education & coaching to your employees so that they can increase their wealth & their wellness.
coming soon